Membership Applying For Membership

Want to Open An Account?

Joining our credit union is easy. Once you are living or working within our common bond (which includes Drogheda, East Meath & Trim) you are eligible to join.

Saving regularly gives you financial security, independence, peace of mind and an attractive return on your savings, so why not start today!

What do I need to Join?

In line with current legislation (Criminal Justice Act 2010), you must provide proof of the following;

Photographic Proof of Identity
i.e. a current valid passport or driving licence
Written Proof of Address
i.e. a recent household bill such as a telephone bill or electricity bill dated within the last 3 months
Proof of PPS Number
This can be obtained from the Department of Social Welfare. It also appears on official government documentation such as your P60, Social Welfare Card, tax credits allowance, payslips etc.

Please note: Under 16’s require their original birth cert or passport, proof of their PPS no. & be accompanied by a parent or guardian who needs proof of permanent address.

Benefits of Membership

Flexible & Convenient Loans
Our interest rate is just 7.9% (Typical APR 8.2%) on standard loans. We also offer a reduced rate on Student loans and a Special Saver Loan of just 4.9% (APR 5.2%) for members who wish to retain their savings. All our loans are fully insured (for FREE! - Some terms and conditions may apply), against disability or death providing you were in good health when taking out the loan.

Dividend on Savings
Each year we may pay an dividend on members savings.

Security of Savings

Up to €100,000 per member under the government Deposit Guarantee Scheme (DGS)

Quality Service, No Fees
You can be assured of a professional one-to-one service from Drogheda Credit Union at all times. There are no fees or transaction charges on savings or loans. We are a non-profit making mutual co-operative and put our members interests first.

Pay by Standing Order or Direct Debit
Arrange a Standing Order or Direct Debit from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions quarterly.

Member Services
Take advantage of the host of member services available. See our 'Available Services’ page for more details. Don’t hesitate to ask any staff member if you have any further queries or if you need to know more about joining the Credit Union.

Contact Us
  • Tel: 041 9838496
  • Fax: 041 9835684
  • Email:
  • Clarke House, Laurence Street, Drogheda, Co. Louth
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Drogheda Credit Union Ltd. is Regulated by the Central Bank of Ireland. Reg No. 23CU